@CLS@
             @X1F┌────────────────────────────────────────@X10┐@X1F@X07
             @X1F│                                        @X10│@X1F@X07
             @X1F│  @X1EWELCOME to THE SIMPLE TIME BANK !!!!  @X10│@X1F@X07
             @X1F│                                        @X10│@X1F@X07
             @X1F└@X10────────────────────────────────────────@X10┘@X10@X1F@X07
 
@X0F   @ALIAS:15R@, since this is your first time in the Simple Time Bank,
you need to be aware of a few things.

@X0E1.@X0F You can get on-line help by entering 'H' at the time bank menu.
@X0E  @X0F
@X0E2.@X0F You can deposit up to the sysop-configured amount daily.
@X0E  @X0F
@X0E3.@X0F You cannot withdraw time if there is an upcoming event active, or the
@X0E  @X0F amount you want to withdraw would go past an event.
@X0E  @X0F
@X0E4.@X0F Any time/bytes you withdraw will only be available during your current
@X0E  @X0F session. They will be gone after you log off.
@X07